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Insurance Issues in Truck Accident Cases

After a serious truck accident, your first priority is to get better and return to your normal lifestyle. But it can be difficult to resume your routine daily activities, especially when the truck company’s insurance keeps trying to contact you.

At Harvey L. Walner & Associates, Ltd., your well being is our priority. Our Chicago truck accident lawyers are dedicated to your case, and dedicated to you and your speedy recovery. We pride ourselves in providing you with personal service that goes beyond the office setting.

Serious truck accidents often lead to an extensive investigation by the truck company and its insurance. If you were involved in a truck accident and became injured, take detailed notes and makes copies of them and any other documentation. Obtain the truck company information, because if you were injured by the truck driver’s reckless behavior, their insurance company will attempt to minimize its payout to you. Having all the evidence handy is the first step to protect yourself.

When the Insurance Company Tries to Contact You

Insurance representatives from the truck company will attempt to contact your for a recorded statement. Remember that you have absolutely no obligation to speak to them. Even if you are certain that the motor vehicle accident was not your fault, it is in your best interest not to make a statement. If you do make a statement, it can be twisted and used to your disadvantage when you try to collect compensation.

When the insurance company contacts you, speak to a qualified Chicago personal injury attorney before answering their calls or agreeing to a statement. A skilled lawyer will make sure you understand your rights and help you draft a statement (if you are advised to make one at all).

Common Insurance Issues

Consulting a lawyer is especially important in the aftermath of a truck accident. Here are a few insurance issues that you may come across that may make it harder for you to obtain the money you deserve:

Trucking company investigators: Because a truck company stands to lose a great deal if its truck is involved in an injury accident, many companies will hire their own investigators. This person will arrive on the scene immediately to collect evidence and interview witnesses. These investigators work to minimize the liability of the at-fault truck driver and truck company, so it is important that you hire an attorney who will arrange for a separate investigation.

Numerous insurers: With truck companies, there may be more than one insurance representative involved. The truck driver may have one company representing him or herself, while the tractor trailer may be covered by another company, and the trucking company may have its own insurance carrier. Dealing with several different insurance representatives can make recovering damages complex.

Loss of crucial evidence: When analyzing a truck accident to determine who is at fault, crucial evidence may be lost or overlooked. Evidence collection (including everything from impact marks and gas stains to drug and alcohol tests) involves incredible detail. If it is not collected quickly, time and the elements including weather such as rain, wind and dust can destroy evidence pertinent to your case. The truck company can even alter the records in an attempt to avoid compensating you fairly.

Please see our Truck Accident Questions page for more information.

The truck accident attorneys at Harvey L. Walner & Associates, Ltd. can help you win the compensation you deserve for your injuries. Your first call to us will not cost you a dime, because we offer free consultations. If you live in the Chicago area, please contact our law firm to learn how we can work for you. We only charge if we get money for you.

If you or a loved one has been hurt, and you need help, please call or email us today for a FREE consultation.

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