When you have been hurt in an accident, your entire life may be changed. All the things that made up your normal life before–work, family, and hobbies–may be lost to you now. The law allows you to receive compensation for the effects of your accident, and a Chicago personal injury lawyer can help you use the law to get the compensation you deserve. Sometimes, though, it can be hard to know when to contact a personal injury lawyer.

This page explains some factors that may influence your decision to contact a personal injury lawyer.  At Harvey L. Walner & Associates, Ltd., we offer free, no-obligation case evaluations. We can tell you what compensation you may be able to receive. Please call 312-782-8550 or email Harvey L. Walner & Associates, Ltd. in Chicago to receive free information about your legal options.

When to Contact a Personal Injury Lawyer

There are many factors that can influence your decision to contact a personal injury lawyer. First, you must know that you have a personal injury claim. Next, you should consider the following factors:

  • Do you understand your insurance coverage (or that of others)?
  • Have you been given a settlement offer?
  • Has your ability to work been impacted?
  • Do you have noneconomic damages?
  • Do you even know the extent of your injury?

Carefully weighing the answers to these questions will tell you when it’s time to contact a personal injury lawyer.

Do You Understand Applicable Insurance Coverage?

In many cases, your accident is covered by insurance. Ideally, this should compensate you for all your injuries, but in many cases it can be hard to understand just what may or may not be covered, especially when the policy is someone else’s. If you are having trouble understanding your coverage, or that of another person, you need an objective party that understands the contractual language of insurance policies to take a look at the policy and offer advice.

Settlement Offers

A settlement offer may seem like a godsend after your injury. You need money and someone is offering it to you. But settlement offers are often a trap–they are often made when the other party believes you may have significant injuries that may result in hefty compensation, which they want to avoid by offering a small settlement today in exchange for you signing away your rights.

Your Ability to Work

If an injury has impacted your ability to earn a livelihood, you need to think in terms of the rest of your life and make sure you receive enough compensation to ensure that you and your family are taken care of.

Noneconomic Damages

If your life has been impacted in more than just purely financial ways, you may only be able to get adequate compensation with the help of a personal injury lawyer. Personal injury lawyers have experience with the amount of compensation typically considered appropriate for things that are considered priceless, such as being able to play with your kids or enjoy your favorite hobbies.

The Extent of Your Injuries

Another problem with personal injury is that injuries may have far-reaching impacts, or may be hard to diagnose early on. Some types of injuries, such as mild brain injury, don’t typically show up on some of the most advanced diagnostic instruments. Instead, other tests are required to determine the full nature of your injury. Personal injury lawyers have worked with many victims such as yourself, and can help you figure out what your future may hold after your injury.

If you think you might need the help of a personal injury lawyer, it is best to contact one today. Statutes of limitations strictly limit the time you have to file a claim. To talk to a personal injury lawyer in Chicago, please contact Harvey L. Walner & Associates, Ltd. today for a free case evaluation.