Permanent vs. Partial Disability
If you become injured on the job, you have the right to collect workers’ compensation benefits while you are unable to work. The benefits you may be eligible for will depend on the severity of your injury and how long you are expected to be out of work.
At Harvey L. Walner & Associates, Ltd., we know that a disability and time off work can negatively impact you and your family. Our Chicago workers’ compensation lawyers are dedicated to winning you the workers’ compensation you deserve so that you can concentrate on a speedy recovery. We don’t work for the money, we work for you.
Permanent Partial Disability (PPD) Benefits
These benefits are issued if you have completely or partially lost the use of a specific body part, or have partially lost the use of your body as a whole. Workers’ compensation does not specifically define “loss of use,” but this generally means that you are unable to do things (with the affected body part or your body as a whole) that you were able to do before your workplace injury.
PPD benefits may be determined by the part of your body that becomes injured and the extent of your loss. Your weeks of compensation may depend on the “value” of that body part. If your injured part must be amputated or it is so wounded that you cannot use it at all, you may be paid your weekly rate for the number of weeks specified by law. The maximum compensation for PPD benefits is 60 percent of your average weekly income (or the published PPD rate, whichever is lower).
You will also be compensated if you are able to return to work, but at a lower salary. In this case, your compensation will be two-thirds of the difference between your average weekly wages before and after your accident.
Factors that may be considered in your benefit amount include your:
- Training level
- Inability to engage in specific duties
- Pain, stiffness and limitation of movement
Permanent Total Disability (PTD) Benefits
A permanent total disability is a complete disability that prevents you from performing any type of work that constitutes “reasonable, stable employment.” A permanent total disability may be the loss of:
- Both hands
- Both arms
- Both eyes
- Both feet
- Both legs
- Any two such body parts
If you are an employee who has suffered a permanent and total disability resulting from a work-related injury, you are entitled to benefits for your entire lifetime. If you have been issued PTD benefits, and then return to work or get another job, you could forfeit your eligibility for PTD benefits.
Calling us today will not cost you a penny. You can tell us all the details of your case and the lawyers at Harvey L. Walner & Associates, Ltd. can tell you how we can help. If you have been injured in a workplace accident and you live in the Chicago area, please contact our office today. There is no fee unless we recover money for you.
If you or a loved one has been hurt, and you need help, please call or email us today or text “workmans comp” to 41513 for a FREE consultation.