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Are Rideshare Drivers Required to Have Personal Insurance?

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Walner Law®

December 8, 2020

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When someone applies to be a rideshare driver, there are specific requirements that the driver must meet to do so. Of course, insurance is a big question mark that many people need to be aware of when it comes to rideshare drivers.

An accident involving a rideshare driver typically falls on the rideshare company’s insurance coverage. Some situations can fall on the driver’s personal insurance provider, depending on when the accident occurs. Here’s what you need to know about rideshare drivers and insurance.

Drivers Must Have Personal Insurance Coverage

Before rideshare companies even consider someone to hire as a rideshare driver, he or she must have personal insurance coverage. Of course, this is to protect the driver and anyone with whom he or she is involved in a crash. This insurance coverage is necessary before a rideshare company can even hire anyone, but it’s much more important than that.

Rideshare coverage only kicks in when the driver is on the clock within one of the three periods of a ride. If a rideshare driver has not signed into his or her app to start accepting passengers, his or her insurance company is responsible for covering damages.

Working with a Lawyer to Get Results

Insurance coverage is necessary when it comes to getting compensation. However, it’s not always the easiest thing to do on your own. Working with a lawyer can help you understand which insurance company is liable for compensation, whether it be the driver’s or the rideshare company’s provider.

With a lawyer, you can take the necessary steps to hold negligence accountable and pursue justice and compensation. Insurance companies are quick to protect their profits, and they’ll do whatever it takes to deny your claim. With a lawyer on your side, you can combat the techniques insurance companies use against you.

At Walner Law®, we’re here for you. Our Chicago rideshare accident attorneys go above and beyond to pursue the compensation you need moving forward. Trust that we’ll be by your side at all times to seek the outcome you deserve.

Call our firm today at (312) 313-2888 to discuss your rights.

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