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In a rideshare accident, it’s important to recognize when specific coverage comes into play and who is responsible to pay for your injuries and other damages. Unfortunately, not everyone understands their rights when it comes to compensation and how to move forward.
We want to help you recognize what options you have, and which insurance company is responsible for your compensation. It’s vital to know that rideshare insurance acts on periods, with each period being during a different part of the trip.
Period 1
Period 1 is when the driver has his or her app on, but they’re currently waiting for a passenger. It’s just the driver in the vehicle and he or she is considered working for the rideshare company because the application is on.
Period 2
Period 2 arises when the rideshare driver has officially accepted a ride request, but the passenger is yet to enter the vehicle. Period 2 coverage is when the driver is on the way to pick up his or her passenger from their initial location.
Period 3
Period 3 occurs when the driver has a passenger in his or her vehicle and it lasts until they reach the passenger’s destination. The coverage for period 3 is vital because it helps to cover the passenger in the event of a crash.
Coverage can include liability (the value depends on the period), as well as uninsured and underinsured motorist, collision, and comprehensive. Of course, all coverages depend on situation, liability, and more. However, if you’re in an accident involving a rideshare driver, you should know what rights you have.
At Walner Law®, our Chicago rideshare accident lawyers stand ready to help you through the complex process that lies ahead. It’s our goal to pursue the compensation and justice you deserve after a severe crash, and we’ll be your guide along the way.
Call our firm today at (312) 313-2888 to discuss your rights.
