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When you suffer severe injuries because of someone else’s negligence, it’s vital to seek compensation for your injuries. Unfortunately, insurance companies are not always willing to help you with the outcome you need. Instead, they try to offer you a settlement that is much less than you deserve in an effort to save money.
A fair settlement offer to the insurance company isn’t always fair to you. In fact, it’s hardly ever the case that an insurance adjuster will look out for your best interests. Here’s what your fair settlement should include.
Your Economic Losses
Any settlement offer you receive should consider your economic losses, which include the following:
- Property damages
- Lost income
- Medical expenses
- Physical therapy
In most cases, if you have proof of expenses you incurred because of someone else’s negligence, you can include them in your compensation claim. Make sure that you have someone on your side who can help show the value of your losses fully, especially when you consider how insurance companies may have a different opinion on property damages.
Your Non-Economic Losses
You can also include any non-economic losses as part of your compensation. These damages are a bit more difficult to calculate as there are no values associated with them. Instead, this type of compensation is meant to cover your pain and suffering.
To maximize your settlement, it’s best to have a lawyer who knows how to position your evidence and prove how much your injuries have impacted your life. Insurance companies try to avoid paying out as much as you need if it’s a threat to their profits. Instead, they want to save money, which often means taking advantage of your rights.
At Walner Law®, our Chicago car accident lawyers put your needs first. We know how difficult it can be to experience an injury. Your physical, emotional, and financial hardships can be daunting to overcome, but working with our team can help you throughout the process.
Call our firm today at (312) 313-2888 and learn more about your rights.
