Why Does Chicago Have So Many Rideshare Accidents? What to Know and How to Prepare

Rideshare services like Uber and Lyft have transformed how people in Chicago commute. Whether for convenience or affordability, ridesharing has become the preferred option for many residents and tourists. However, as the number of rideshare vehicles on the road has increased, so have the number of accidents involving these services. Given Chicago’s specific conditions, rideshare accidents are a significant concern. Both passengers and drivers must be aware of the potential dangers.  

At Walner Law, we’ve handled countless cases involving Uber and Lyft accidents, and our experienced team of rideshare accident lawyers in Chicago is ready to help you if you’ve been involved in such an incident. In this blog, we’ll explore why rideshare accidents are so common in Chicago, what you need to know about them, and how you can be better prepared.

Why Is Chicago Susceptible to So Many Rideshare Accidents?

Chicago is a major metropolitan hub of nearly 3 million residents and a popular destination for millions of tourists each year. While rideshare services have become an integral part of the city’s transportation landscape, several key factors contribute to the frequency of accidents involving these vehicles.

1. High Population Density and Congested Streets

Chicago’s high population density means more cars on the road, leading to increased traffic congestion and the potential for accidents. Rideshare drivers operating in busy areas like downtown often face the challenge of navigating crowded streets while following GPS directions, which can contribute to accidents involving pedestrians or cyclists

2. Tourist Traffic

Chicago is a major tourist destination, known for its world-class museums, shopping districts, and entertainment venues. Tourists unfamiliar with the city’s streets and traffic patterns frequently use rideshare services, contributing to an increased demand for Uber and Lyft drivers. Tourist-heavy areas like Navy Pier, the Magnificent Mile, and Millennium Park are high-risk zones for rideshare accidents because of the volume of pedestrians and cars.

3. Inexperienced or Part-Time Drivers

One of the unique characteristics of the rideshare industry is that many drivers work part-time or temporarily, using their personal vehicles. Unlike professional taxi drivers, rideshare drivers may not have extensive experience driving in urban environments like Chicago. Their unfamiliarity with local traffic laws or specific routes can lead to poor decision-making and increased accident risk.

4. Distracted Driving

The constant use of smartphone apps for navigation, ride requests, and communication poses a significant distraction for rideshare drivers. Even brief glances at a GPS or messages can lead to accidents. Distracted driving is a leading cause of car crashes, and rideshare drivers are at a higher risk due to their reliance on mobile technology.

5. Weather Conditions

The harsh Chicago winters are filled with their snow, ice, and reduced visibility. This creates challenging driving conditions for rideshare drivers who are not accustomed to winter driving and may be more likely to be involved in auto accidents. Even experienced drivers can face difficulties navigating icy roads and unpredictable weather which contributes to a higher risk of incidents during the colder months. 

6. Late-Night and Drunk Driving Risks

The late-night hours can see a significant increase in rideshare activity that often involves passengers who have consumed alcohol. This raises the risk of drunk driving accidents on the streets for both passengers and other drivers on the road. If you’ve been involved in a rideshare accident involving drunk driving, consulting with experienced drunk driving accident lawyers in Chicago is crucial to protect your legal rights.

Who Is Liable in a Rideshare Accident?

When an accident occurs involving a rideshare vehicle, determining liability can be complicated. In most cases, several parties may be responsible:

• The rideshare driver: If the rideshare driver was negligent—speeding, distracted, or impaired—they may be held liable for the accident. However, their insurance policy can vary based on whether they were logged into the rideshare app or carrying a passenger at the time of the accident.
• Other drivers: In some cases, another driver may be at fault. If a third-party driver caused the accident, they might be liable for damages.
• The rideshare company: Uber and Lyft carry insurance policies to cover passengers during accidents, but there are specific stipulations regarding when their insurance is in effect. If the driver was logged into the app but hadn’t accepted a ride request, coverage may be different compared to when a passenger is in the vehicle.

It’s essential to have an experienced rideshare accident lawyer in Chicago to navigate these complexities and ensure you receive the compensation you deserve.

Steps to Take After a Rideshare Accident

If you’re involved in a rideshare accident, whether as a passenger or another driver, taking the right steps immediately after the incident can significantly impact the outcome of your case:

1. Seek Medical Attention: Even if you don’t think you’ve been seriously injured, it’s important to see a doctor. Some injuries may not be immediately apparent, and having a medical record is crucial for any legal claims.
2. Document the Scene: Take photos of the accident, including the vehicles involved, road conditions, and any visible injuries. Get contact information from any witnesses and record details of what happened.
3. Contact Law Enforcement: A police report can be critical in determining fault and supporting your claim.
4. Speak to a Lawyer: Consult with an experienced Chicago personal injury lawyer who can guide you through the process of filing a claim, negotiating with insurance companies, and determining liability.

How to Prepare for a Rideshare Accident

While you can’t prevent an accident, you can be prepared. Follow these tips to protect yourself:

• Always Wear a Seatbelt: This applies to both drivers and passengers. Seatbelts are the simplest way to prevent serious injury in the event of an accident.
• Choose a Safe Drop-off/Pick-up Location: Avoid requesting rides from busy intersections or unsafe areas.
• Stay Vigilant: If you’re a rideshare driver, remain focused on the road. Avoid checking your phone while driving and make sure you’re familiar with the area.
• Know Your Insurance Coverage: Whether you’re a rideshare driver or a frequent passenger, understand the insurance coverage provided by rideshare companies and your own personal insurance policy.

Rideshare accidents in Chicago are more common than you might think, and they’re caused by a variety of factors unique to the city. Understanding these risks and knowing what to do in the event of an accident is essential for protecting yourself. If you’ve been injured in a rideshare accident, whether as a passenger, driver, or another party, you need the help of an experienced Uber accident lawyer in Chicago to ensure you receive the compensation you deserve.

At Walner Law, our dedicated team of personal injury lawyers is here to guide you through the complexities of rideshare accidents and help you recover from your injuries. Contact us today for a free consultation.